Hi, Fellows. I tested it for a while, then I bought it. Im sold on it. It is easy to use, simple, free from display and smart. The information you need is showed on an understandable and compiled way. The use of different currencies, with daily updated exchange rates is great. Anyway, it need some improvements like: 1. Pie-/line graphics to visualize the income x expenses and so on (but not too much display, please, ...it causes some "distraction"); 2. Monthly sub-totals, since it has only aggregate values; 3. Sync to DropBox, iCloud, ... 4. There a issue with the function "Transfer", what I could not understand yet. 5. The PIN doesnt works sometimes. Im sure Smart Budget is a good product and I hope to get some new versions or a new improved Smart Budget+ very soon. Ta-Ta, Ice O. Star