Rudimentary

In my opinion, this product is not ready for prime time. This is one of eight or nine personal finance apps I have installed, and it is the most confusing, and has the least usable functionality.
I am looking for an app that will let me download directly from my bank, edit and split categories and subcategories, set a variable budget at the category or subcategory level, and get a report of all categories and subcategories with expenses and budget amounts.

OcalaRoadrunner about Smart Budget